Are industry norms and stereotypes really in your best interest?
How often have you felt as though there must be a better way to manage your financial affairs?
What type of advice do you need and how should you pay for it?
Should you have one portfolio or multiple, goal driven portfolios?
As a result, CEWM client portfolios don't necessarily look like everyone else's. We utilize many different types of investments and accounts.
Why limit your possibilities?
Our team's comprehensive expertise and diverse skill sets work together to plan, manage, and adjust the financial picture of our clients. This provides our clients with the confidence that their personal finances are in order, so they can focus on what is truly important to them in their lives.
Since 1987, I've been helping businesses and individuals safeguard their assets and plan for the retirement they want.
Bill offers financial advice as an Investment Advisor Representative of Crown Capital Securities, LP and has earned the Chartered Retirement Planning Counselor (CRPC©) and Accredited Wealth Management Advisor (AWMA©) designations from the College for Financial Planning.
When I'm not working, I enjoy playing golf, cooking, and spending time with my wife, four children and two grandchildren.
Tax brackets and rates will change.
We highly recommend to diversify your investment accounts with different tax structures so we have the flexibility to manage the tax liability of your assets during retirement. The three tax structures are: taxable, tax-deferred, and tax-free.
We incorporate tax reduction best practices to improve after-tax investment performance, such as type of income, asset location, tax loss harvesting, Roth conversions, and tax structure.
A retirement income plan is a year-by-year timeline that shows you where your
retirement income will come from.
Our wealth management plan designed to your specifications by a licensed financial advisor incorporates retirement planning, tax planning, Social Security optimization, Medicare, and more.
There are many investment management styles including Risk Managed, Strategic, Tactical, Active, and Passive.
Which style(s) make the most sense
for your situation?
To open a Risk-Managed account, click on the button below to get started.
There are many different types of investments.
Which one(s) can help you achieve your goals?
We are independent advisors, so we do not have proprietary products to cloud our judgment.
This option is for financial planning fees and hourly advice. It does not depend upon the value of your assets or investment products. Specific investments will not be recommended or monitored.
This option is based upon the total value of assets under management. The percentage depends upon the type of investment management and services provided. Specific investments are recommended and monitored.
Some investment strategies and/or investment products are best suited for a commission based account. For example, purchasing a 10 year US Treasury note; pay a small commission once is better for the client than paying an asset based fee for 10 years.
Probably a combination, but it depends upon what you want us to do and which investment strategies and/or products are selected.
In any case, you will have a choice and know, upfront, how you wish to compensate us for our time and expertise.
Send me a message, and tell me more about your financial goals and needs. I will get back to you soon to schedule a consultation.
8232 Louisiana Blvd NE, Suite B, Albuquerque, NM 87113
Monday - Friday: 9am - 4:30pm
Saturday: By appointment