How We Are Different
We Questioned, then Changed Everything
Are industry norms and stereotypes
really in your best interest?
How often have you felt as though there must be a better way to manage your financial affairs?
What type of advice do you need
and how should you pay for it?
Should you have one portfolio
or multiple, goal driven portfolios?
As a result, our client portfolios don't necessarily look like everyone else's. We utilize many different types of investments and accounts.
Why limit your possibilities?
Navigating Complexity
Our team's comprehensive expertise and diverse skill sets work together to plan, manage, and adjust the financial picture of our clients. This provides our clients with the confidence that their personal finances are in order, so they can focus on what is truly important to them.
About Me, William (Bill) Hauenstein
Since 1987, I've been helping businesses and individuals safeguard their assets and plan for the retirement they want.
I provide financial advice as an Investment Advisor of Cambridge Investment Research Advisors and have earned the
Chartered Retirement Planning Counselor (CRPC©) and
Accredited Wealth Management Advisor (AWMA©)
designations from the College for Financial Planning.
When I'm not working, I enjoy playing golf, cooking, and spending time with my wife, four children and four grandchildren.
How We Get Paid
Fee Only
This option is for financial planning fees and hourly advice. It does not depend upon the value of your assets or investment products. Specific investments will not be recommended or monitored.
Fee Based
This option is based upon the total value of assets under management. The percentage depends upon the type of investment management and services provided. Specific investments are recommended and monitored.
Commission
Some investment strategies and/or investment products are best suited for a commission based account. For example, purchasing a 10 year US Treasury note; pay a small commission once is better for the client than paying an asset based fee for 10 years.
Which Compensation Structure is Best?
Probably a combination, but it depends upon what you want us to do
and which investment strategies and/or products are selected.
In any case, you will have a choice and know
how you wish to compensate us for our time and expertise.